Acorns: Invest Spare Change Reviews

I’ve been a member since 2019 and for the most part I’m okay with Acorns . One thing that truly gets under my skin is that I can’t review my statements from Acorns . I have to physically get on a desktop computer in order to see my statements. It’s quite annoying considering I don’t always have a desktop around when I’m doing my finances. You cant go online from your phone and do it, you have to use a desktop. I’m not sure why it’s set up that way, but it’s annoying.

Also, I have used Robinhood for 2 months, and in those 2 months I gained over $70 in stocks/investing. Whereas I’ve had this app for almost a year and the most I ever gained in investing is $35. I have waaaay more money in this app than I do in Robinhood, yet I managed to make more with less. Idk what this app is doing with my money, but it’s not really investing the way it can. I’m thinking of canceling this app because it’s honestly not working for me anymore.

I think the best feature is the roundup investments, it lets me save by keeping the change. However, my personal bank does the same. It seemed like a good app when I first got it, but now I’m feeling like it’s not putting my money to good use. Plus, needing me to log onto a desktop just to see my statements is, once again, very annoying. Most apps, whether it’s a bank or another investing app, provide you with your statements without having to do the extra work. Why are they being so extra? Why are they not investing my money properly? Idk..

I’m rating Acorns 1 star because of poor customer service, I received a relief grant to support my business in my this app checking account, After the first 2 transactions(12/6 and 12/7) to my linked account, Acorn bank decided to lock my account for review, I got an email for a 3 way call with the linked bank which I did call almost everyday for 3 weeks because we were unable to reach the representatives of my linked bank account which is not my fault because this app representatives initiated all calls to my linked bank. this app bank gave me another option to send the bank statements of my linked account, screenshots of the first 2 transactions and my ID( Drivers license) which I did. As I’m writing this review now my account is still locked and they didn’t complete the last transaction I sent to my linked bank, every time I call Customer service, they’d tell me they are reviewing my documents, How long does it take to review documents? I don’t understand why I need to review again because you’d need to upload a Government issued ID before Opening an account. I’m writing a review here for people to know how they treat customers and they should work on their customer support. Btw please complete my transaction to my linked account and stop holding peoples money.
I’m on the brink of losing my business because the funds was to buy supplies and pay workers, I lost faith in this bank and I regret opening an account with them I wish I’d known better .

this app has since solved my problem, turns out they were simply experiencing a serious backlog to new accounts looking forward to the weeks ahead to see how much I can round up on my card transactions.

—— old review below—-
Like everyone I was very excited to start rounding up sadly I never had the opportunity to experience any of the feature sets this app has to offer. The account setup was pretty easy and enjoyable although finding out after signing my certificate that it still would take 1 - 3 business days to verify my account was a bit disappointing but I get it. Here is where this app fell short, till this day 5 days later it still says I need to wait 1 - 3 business days for my account to be setup, uh hello it’s been 5 days! Like any American on day 3 I picked up the phone and called support, I was on the phone for about an hour before I got disconnected due to interruptions in service. I also tried email support but have heard nothing, no confirmation to my email over my support ticket nothing, maybe somethings up with my email but at this point I would prefer to speak with a human being and I think any service offering to make transactions from your bank account should support quick and easy customer service. I am open to changing my review if I ever get any support to rectify this rogue issue.

I like this app as a concept and their investment model is sound.
However, and this is the part that really ruins it for me, their customer service has been so incompetent and annoying in my case, beyond tolerance. They stand out even in the sea of deteriorated customer service in general. I was hoping that with multiple tries I will eventually run into that one great customer service representative that will make up for all the others. Never happened. Here is my case: I wanted to stop my automatic withdrawals from my checking into this app until the market volatility calms down a bit during the Corona threat. I stopped withdrawals in Acorns . In Acorns it clearly shows that withdrawals are NOT on. However, they kept making withdrawals from my checking account and investing every week. Then I emailed them and got a response with instructions on how to close my account, which wasn’t what I asked. Three more emails to them with the same request after that, with their responses confirming that automatic withdrawals were stopped, shortly after I would find out otherwise. This morning, two months after my initial request, I glanced at my checking, another withdrawal was taken out. What am I supposed to do to stop withdrawals for a time being? There is no number to call, support in Acorns clearly didn’t work...They really ruined a good thing for me. Now I will think about closing the account and sticking with the classics.

Make unlinking accounts ACTUALLY unlink accounts. I had “unlinked” my checking account only to find that, whenever I tried to deposit money or pay my subscription, the UNLINKED ACCOUNT was used. As a result, I incurred $175 debt from 5 (FIVE!!!) different overdraft fees, all from an UNLINKED account. Absolutely ridiculous — all the money I had saved in this app and more (about 2x more, if you’re curious) went straight to banking fees because of this ridiculously convoluted system of linking/unlinking accounts. I wanted to use this app to save money passively, but instead I ended up losing everything I had saved and more over the course of my ~2 month usage due to some silly fees resulting from either a terribly architected UI (make unlinking accounts ACTUALLY unlink accounts, don’t gray out an account that is still being drawn from, don’t make me navigate past 4 different menus into some obscurely placed drop-down to ACTUALLY unlink an account, etc) or an egregious error on this app’ end. Such a shame — the concept for Acorns is wonderful, and I firmly believe it can help myself and others learn to save effectively, hence why I left an extra star up on my rating. I am now skeptical towards this entire platform due to the months of small, incremental savings wasted to banking fees that could have been avoided if Acorns did what it said it did.

I only gave it 1 star because 0 was not an option. I downloaded Acorns because I thought it was like Acorns dave that gives you a payday loan. Upon making an account and linking my bank account, I realized what Acorns was actually for. I opted in for Acorns to round up each purchase to the nearest dollar and for reoccurring $5 investment each week. After the first week, I realized I do not actually care to invest and wanted to delete Acorns . I couldn’t quite figure out how to unlink my bank or delete my account to prevent any withdrawals from my account from occurring. I found a setting that allowed me to turn off all investments. So it wasn’t supposed to pull from my bank account at all indefinitely, as long as I did not turn it back on. I checked my bank account today and saw that I was $35 IN THE NEGATIVES. I have over-drafted and will have fees assessed once the bank opens in the morning. I’m very upset that they continued to take my money after I opted out. And $35 is way more than change from rounding up my recent purchases to the next dollar plus $5 for the week. I also cannot figure out where these investments go nor how to withdrawal them. So I have essentially been robbed. Do not use Acorns if you understand the importance of money. I did not have $65+ to lose for no reason. Acorns will take your money without consent and claim to be investing in you but not allow you to get it back!!!!🥴🙄🤦🏻‍♀️

I got invited by a friend to join this app as they have a “you get 5 and they get 5 dollars” to invest promotion and so I followed the link to join. Never received the promotional money. I emailed them and a guy named “Alan” replied and said that I was not going to get it. And then sarcastically sent the promotion to me again which is just absolutely inappropriate. I’m not an idiot and I followed the steps correctly with the promotion but didn’t receive it. Clearly, this is a way to get people to join and you have to invest in order to receive it which I did! Absolute frauds. Everyone join Acorns “Stash” as I did the exact same promotion and received the money promotion. Better customer service as well as they did not have someone like Alan be inappropriate

Update/FYI: I recently looked further into the reviews and I’m not the only one who has called out this fraudulent investment app. Scroll and see for yourself as others have had the same problem as me. Not to mention several other problems such as awful feedback and having to wait up 4-6 days to get withdrawal back... I have since proceeded to withdraw my investment and it’s going to take a while 😂. Also this app has plummeted from being ranked #10 to now #12 and will continue to do so. If you are a beginning investor JOIN STASH!!! They have awesome customer service, legit promotions, and legit want you to succeed as they have this “coach” that helps guide you into your investments. Check it out for yourself!

Ya know, this app for the most part is a great idea and useful and user friendly platform for people to invest, bank, and do other things, but I have to say that I just found out that without warning or notice my debit card was cancelled and a new one was ordered all because of. A dispute that I filed about a transaction I had seen that I had no knowledge of. So without calling me or emailing me to let me know the results of my dispute and after I specifically told an employee over the phone I cannot have my card cancelled they without warning did it anyways so now not only do I have to take the hit of the transaction unknown but now I have to endure the bombardment of returned payment fees if all the bills I have set up on autopay through the card that was cancelled. This is a very halfbaked unthought out protocol and I am on the fence of switching to a different investment institution because of this. And it’s not like they expedited the card delivery either, I now have to wait 2 weeks, and that’s business days don’t forget so weekends don’t count for the amount of time I’m waiting. Wouldn’t you rush someone’s card to them seeing how there is no physical bank for this app and one depends on that debit card to have daily access to the money they worked hard for? So frustrated right now

I am by no means a wealthy person and I have very basic knowledge of the stock market. I am an independent contractor so planning for the future is a little tricky. Thanks to this app I started investing the little I could and I can’t tell you the security I feel knowing I may actually be able to retire someday! Every year my business grows I try to invest a little more. I even started investing for my kids colleges/future which I worried I’d never be able to do! this app made investing so stinkin’ easy! Investing can be so intimidating if you don’t know what you’re doing. I’d read books on it and it just felt like a foreign language. I didn’t know where to start but I knew investing is the secret to really growing your wealth. I heard about this app 4 or 5 years ago and it sounded so practical! I can’t say how much I appreciate how Acorns has enabled everyday people like myself to be able to invest successfully! I don’t even think about it! Thank you, thank you, thank you this app! You’re helping people to help themselves! You’re giving hope to the hopeless; lifting up the weak; making the American dream a possibility again! I am forever grateful!

What a scam. I like the developers responses to anyone writing a review about negative returns. “O the market is going down right now” No it’s not! The market flex’s well this app steals! A dollar a month to take our money?! I linked my credit card and after months of just losing money I decided to transfer what was left into my bank account. 3-6 days (more like almost two weeks) by the way Robinhood is instant... they front you the money and you choose what you invest in, you pick your stocks... not some blind shoot that you always loose. Also it is free. Fidelity doesn’t even take that long. You can take our money instantly but it’s weeks to get back?!?!
But I digress from the real scam they pulled on me... after getting the account info (this app needed to transfer my money too) within days chunks of money started disappearing from that account!!! I went in and without asking they just started taking “roundups” from my bank account!!! I had to manually shut it off... but wait it gets worse!!!! My wife starting noticing money missing from her accounts... without my permission this app just started taking money from all our linked accounts (four) I had to unlink all those accounts and then somehow they just turned my credit card back on themselves!!! This is a sneaky scam! People just invest your own money yourself in the market no reason to make these people rich with our money!!!!

They had a promotion on Acorns , if you share it with your friends you would get so much money, so i shared it with several people, and on all of them it was ‘pending’ and never fully went through. So it was pretty much impossible to share and get your referral reward. They were also doing a $75 promotion for getting the debit card, so both my brother and I order the debit cards. As soon as I got mine I went to activate it and the promotion disappeared. My brother called to ask about it and they told him that the promotion never existed. My brother then realized that they would take a percentage out of whatever you’re investing through them, so we both decided to cancel our subscriptions because they don’t tell you there’s a charge for investing through them. So we decided it wasn’t worth it to use them. Since you can invest through other places with no charge. Later I saw I got a $5 charge for this app for my ‘subscription’ (this was after I had deleted my account) another charge from this app that they try to hide. After that my friend who had signed up also got a charge. Even though her account through my referral was still ‘pending’. So if her account was ‘pending’ why would they be charging a subscription fee?? I was excited to use it since it’s a great idea for investing. However it’s not worth the cost or deceitfulness.

I woke up today, and saw a charge for one dollar by acorn. I was very confused because I hadn’t opened Acorns in a couple months. On top of not using Acorns , I was not notified that I would be charged any money. I have had Acorns on my phone for a while but never used it. Apparently they signed me up for a subscription but I was unaware that this platform had subscriptions. I definitely haven’t been on Acorns in two or three months so why would I be charged a dollar out of nowhere at the end of March? The problem isn’t just that they charged me a dollar for what I consider no reason, the problem is why now? My other question is, where did this dollar go? And why would I pay a subscription to save money? I have a lot of questions needless to say but one thing that I am sure about is that I will never and I mean never recommend Acorns to anyone. It was a good idea when I heard about it but to see them do business like this, unacceptable. The last thing I’ll say is, I don’t believe this is the first time this has happened because one of the options when trying to cancel your account says that you were charged unexpectedly. Hope y’all do good with the dollar y’all took!!!
I also checked to make sure that this was not the first time I was charged comment and it said that this was the first time I’ve been charged from acorn.

this app is fine if you want to squirrel money away for a very small percentage return and never think about it, or try to actually make it worth it with referrals (which is the sole factor in making a large return with Acorns). It is unethical at the lease and unlawful at the most extreme. I referred SIX people for the July promotion of 5 referrals for $500. The way you have to complete referrals is so complicated I had to walk everyone I referred through the process and two people still did it wrong. I only realized this in august after the referral offer was no longer valid. The customer service phone line is a joke, the line is so scratchy half the time you can’t hear the this app representative. After probably 25 emails and 10 phone calls to this app (I’m not kidding) to try to retroactively apply the credit for referring six people (1 over the 5 people required for said promotion) they said the referral bonus was in engineering and should be processed... Joke was on me because the “referral bonus” they were referring to was the $5 referral for one person, not the $500 I earned. Again, I this was after weeks of detailed conversation with customer service highlighting the fact that I rightfully earned the $500, and them acknowledging they were looking into it. I was speechless. This review is the last time I give this company a second of my time. I urge you not to waste yours.

When I first heard of this app and the idea of an electronic piggy bank that invest your spare change from purchases I thought “what a great and cool idea.” So after awhile i decided to give it a try. I like that all my banking accounts are linkable and you dont have to do anything after they are linked. What I didn’t and don’t like is when I first put my credit card info in, Acorns pulled all my accounts for the option to link. I would have rather done that manually. Another thing I don’t like is, my credit card that I first put in, is the account that all the spare change comes from even when several accounts are liked. I would rather have the spare change come from the individual accounts that are linked. The last thing I don’t like is when you transfer money between your accounts like I do each transfer also invests $1.00. I hope that makes sense to you and helps on deciding to start collecting your this app and invest them.

Update: A developer has since responded to my review. The transfer of funds between your accounts that invest a whole dollar can be adjusted. Although this feature can be adjusted and has after the fact, I dont recall it being mentioned while setting up an account. Don’t get me wrong I am still using this savings/investment app.

I got Acorns about 4 months ago months ago. I chose to invest a relatively small amount continuously until I figured out if Acorns was legitimate. I started noticing that I would have money taken from my account, in small sums but money is money; and it wouldn’t be reflected in my this app account. I decided about a month ago that I wanted to pull the nearly $35 dollars it has pulled out of my account over time due to the fact that it was just sitting there and it told me there were errors and it couldn’t transfer to my account. I also had less money in my account than I had invested at that point. I recently got on and tried to take my money out again and it not only signed me out but it also has forced me to either “agree” to their new conditions which state that I agree to letting them continuously take money out of my debit account and I agree to let them take the subscription payment out of my account when they state and that I am fine with a fee if there are insufficient funds in my account when they try to do so. I not only cannot log in to my account where I have almost $50 dollars just sitting in, I have to agree to their terms therefore putting me in a binding contract with them in which I don’t want to be in just to receive my money. I am very disappointed and do not recommend. Acorns did not work the way they advertised it to.

I get the concept of Acorns but I feel like it’s not for me and I’ll tell you why. this app invests round-ups to the nearest dollar on your purchases. This means you have to wait until you buy something to invest in the stock market. Not only that, but Acorns itself does not give much insight into which stocks or ETFs are being used. So essentially you’re blindly putting in money that is going “somewhere out there” and hoping for the best. I get that there’s an option to deposit funds directly without waiting for round ups, but since that’s what I want to do, I’d rather be able to have a choice as to where my money goes.

Acorns is for individuals who want to invest without the hassle, but I felt like it was almost too dumbed-down for me. It also took me more than half a year to receive my debit card, only to find out that instant round-ups aren’t available yet, which is why I wanted the card in the first place. The features on Acorn do not give you very much control, and for that reason I’d rather invest directly using a different service. It was a nice start into investing, and after more than three years of using this app it was hard to part with it. But Acorns ’s purpose of taking the effort out of investing almost worked too well. If you want to invest, there are better ways of doing so in a more efficient manner.

After using them for years I switched my bank account after my bank got bought out by a horribly incompetent one. After changing information on all my other investment portfolios I went to this terribly done program to do the same. To switch my primary account I have to submit to them a voided check from the first bank and the new bank(which just added more time since I had to wait for new checks to arrive in the mail for the new bank). After doing that they said they would make two deposits into my new account which never came through. After contacting them they first told me i have to check my bank account and confirm the amount put in so clearly they didn’t care what my email said. They then proceeded to tell me I hadn’t properly cleared the switch and I needed to upload voided check images again… after the first upload i was told the one check came through improperly(which okay that can happen) and so I uploaded it again. After confirming I uploaded it again I got a new customer service associate who seemed totally unaware I had uploaded the documents and is requesting me to restart the process. If it’s not figured out soon I will unfortunately have to go the legal route which I really do not want to do since as I said in the title the idea behind this really is great…

I’ve been using this app for 3 years or so and I love it. It’s very simple and easy to use. I love that they give you information to read on Acorns to learn more about investing options. My wife and I use the spend account ALL THE TIME! It’s simplified the way we can divide up our spending money and bills money. For the people that are complaining about not getting their money back from their investment accounts for around 6 business days... The reason that happens is because THEY HAVE TO SELL OFF YOUR SHARES. It’s not a quick and simple process. It takes time. To be honest, if you’re planning on continually taking money out of your investment account, you shouldn’t even have one. The idea is to LEAVE THAT MONEY IN THAT ACCOUNT! Don’t be deterred by some of the other reviews! It’s a great and simple app that helps you with all of your investment needs! They even have a savings account for your kids! I show my son how his savings is growing each week and he is understanding that having a savings account is really important for his future and he’s only 4! Thank you this app for making my financial situation better and easier!

First of all, markets fluctuate and gains are usually better for 1y+ (also you pay more taxes on short term investments)

I wouldn’t start up if you have less than $100 to put in because your fee of $1 with absolutely negate any earned almost 100%. But for relatively cheap your savings have the potential to earn. There’s a $1 monthly fee for their “core” account. $2 for “later”. And $3 for “spend”. I find it hard to find money to save usually. However, with this app I find it motivating to track the balance and unlike a traditional savings with your bank your money cannot just be transferred immediately as it takes 3-6 days to receive your money, so you can’t impulse spend it. I just made my first investment that they’re going to allocate into RTFs highlighted by portfolio. I went moderately aggressive, and I will try to update every now and then. Dividends are paid quarterly for the stocks and monthly for the bonds. If anything it’s better than the savings accounts most offer with a monthly fee of $3 with balances less than $50 or $200 as there is no minimum account balance penalty, just a minimum of $5 to start investing.

Acorns works perfectly, the reason for the poor reviews stem from people who try to save money they don’t have. Acorns is for those who have a few extra dollars after their monthly bills/expenses that wanna save their change rather than blow it. It invests your money into stocks automatically depending on the portfolio you choose but you have to keep in mind in order to see any sort of return you need to build up over several hundred dollars and have patience. This isn’t something that’s gonna accrued vacation money within weeks or months, this is something you build up at your own pace and forget about for the future. Don’t use Acorns if you feel you’ll need to withdraw from it frequently, it’s great for anybody who lives within their means! Me and my wife just had our first child and I figure by the time he get’s his license or wants to go to college this may be used to assist with that, otherwise it’s here for any reason that may arise in the future. Personally it’s fun watching my pennies stack up without even thinking about it.

Love Acorns and know they are improving it regularly. Gives less educated and new investors a place to start with less risk than other investment vehicles. It is super convenient and easy to use. Wish the recurring investments could be set up on specific dates as well as bi-weekly as millions of people don’t get paid every week and don’t always have funds in their accounts. Also, it can cause overdraft fees. It would be nice if for some reason there was no funds it didn’t still pull from your checking account. This happened to me as I have recurring investments set up and for example it pulls out each Friday. I have checked my tab that says “past” where you can see pending payments. It is Wednesday now and for some reason I don’t see it on there. Therefore I don’t know when it is going to hit my account. If you have lots of money which I think the target customer Acorn is shooting towards is millennials who don’t always have a bunch of money saved! With that said...I know and see the constant improvements and as the company grows. I have confidence that updates and improvements will occur. An example is they are working on “real time” investing right now and communicate that through their app. It will get a 5 star from me in the future and I will change my rating! Hope this helps the consumer and also the company improve Acorns !

I love this app. It’s a great way to save money, but, when I need money in an emergency, I can’t afford to wait 3 - 6 business days for the money to show up in my checking account. I made a withdrawal from my account on Monday night and still have not received my money into my checking account. When I called them this morning to see if my money will be in my account tonight or this afternoon they said that maybe it will show up in my next week. So thanx this app😑, now, I have to go shopping with change I got from my piggy bank all because you’re slow getting money in my checking account. I have a feeling that I’ll be looking for another online savings account soon if things don’t change. Please remedy this problem ASAP. If you are quick enough to get money into my savings account, then why can’t I withdraw money from my savings account without the hassle of waiting for 6 days? By the time my money transfers, I will have my social security checks coming in on the first of the month. By then it will be too late, I will have a waisted money transaction. Please do better this app I’d like to keep you for a savings account but if I have to, I will close my account and find a better solution for savings and transferring money. I will upgrade my rating as soon as you upgrade your policies for transferring money or help me find a faster solution to getting money in my checking account. Thx.

I never saw a benefit to using this app except using it as a savings accounts. I like companies that can figure out a unique way for people to save money. this app rounds up your purchases and takes the spare change but you’ll see it gone in one big chunk rather than rounding up your purchases and taking the change each purchase. It messes with your mind because it can make you feel like you’re deducting more than you want but on the other hand, it’s like Digit in that it takes chunks for you without having to do it yourself. Withdrawing for “free” doesn’t happen. There’s a 10% charge to withdraw “early”, whatever early is. I never saw my money increase because of stocks or investments and I honestly don’t recall ever a suggestion as to where to invest to make money. If you withdraw, then they say they have to sell your shares but guess what, you’re not making money off those shares they put your money into. We can only assume they make that money and that’s why this program is free. They did suggest companies to buy from to make a percentage to add to this app though. I was hoping I’d see an increase in which I’d make extra money and could withdraw and start over. There’s not really a good explanation on how except that they take extra change. So in the end, it’s a savings account but with a charge to withdraw. I’m just waiting to close my account instead.

If you spend a lot of your time shopping because there are deals, then this will be great for you as the only way to actually make money is by utilizing their “found” money deals. I’ve been using this app for over a year now. I do roundups only, but I have every transaction I make rounded, so I’m averaging about $5-$10 a week. In this time I have made $0. In fact, I am -$26, but wait, that’s not including the $1 a month service fee I’ve been paying since I started. So I’m really -$38!!! Every single one of their investments has a negative YTD return. My own stock investments and 401k don’t even have that awful of a return. What makes it really bad is you can’t even see what their portfolio performances are until AFTER you’ve invested in them. All they show you in the portfolio selection process is what the top 6 companies are in that portfolio. Absolutely awful with their transparency on what the performance TRULY is. I’ve waited and waited to make this review hoping that their investments would make a comeback or that that they would answer my app feedback requests about adding info on the portfolio performances up front but each month I check back, nothing has changed and it’s another $1 spent and a little bit more in the negative. Thanks this app for saving my spare change and taking more than coinstar ever would have.....

I opened my account over a year ago. Personally, I made the mistake of not doing enough research on the company before opening the account. After doing research, my disagreement is with the fees applied after cashing out.

The bigger issue for me though, is the nonsense with how the company has been operating with it's user agreement. I received a new user agreement back in May of 2018. The agreement stated that I had to accept the agreement inorder for Acorns to keep managing my portfolio. At this point, I didn't want to accept the agreement so that the monthly deposits would be frozen. I received 2 more emails with extended agreement deadlines. I did not proceed with either. I have not opened Acorns since before the first agreement email. Regardless of my actions, Acorns has been taking money from my bank account on a monthly basis. I contacted customer support a few weeks ago and all I got was an email saying that they are sorry for losing my business and that I can login to my account, sell my investments, and close my account. If I follow through with this, it would require me to accept the agreement before I can even access my account.

I have discussed this issue with my lawyer and we are in the process of notifying this app. I know others have had this issue as well, so I will try to give an update soon.

I have been using Acorns for a while now and it’s an easy way to save some extra cash you didn’t realize you had. But if you’re like me and sometimes push your bank account red this can be dangerous. My back charges 29 dollars every time an attempt is made by ach debit and i don’t have sufficient funds. This company try’s 3 times to pull from and empty bank account causing me personally to have to pay almost 90 dollars in penalties. It has happened a couple of times now and it’s rather annoying. I also have lost money on their investments so far, not much but some. So everything I have in this account is what I have put in minus what I’ve lost. I do recommend Acorns just be very cautious if you think you’re funds are gonna run low.

To the developers response:
I know that they can be turned off manually. My problem is I have no ability to know when funds are going to be attempt to pulled from my account, there for have know way of knowing when to turn off the account. That’s why I have pulled back all my funds from your account (to which only lost my money) and have decided I will not be using your services again. Thank you for the automated response and I pray for your success. God Bless!

I've been using this app for a little over a month and I'm quite happy with it. I have the investment set on ultra conservative, because my main goal is to save, investing isn't a super priority right now. Back in the day before plastic was all the rage and main form of payments, I did use cash, and would break bills and set aside the change. I still do that somewhat this day in age but it's hard. So that's why I got interested in this app, to use as my virtual change jar. So far I have about 30 dollars in it, which to me feels impressive. If I have to pay a dollar a month for them to be my virtual jar, then I'm okay with that. It's two cups of coffee a year, in reality.

I look forward to future roundups and someday I'll look into what other investment options there are. I feel very encouraged to save using Acorns. Once I get enough to go on a vacation, I'm going to withdrawal that money. I like that I can't touch it and it takes a few days to process, gets rid of impulse pulling. :)

It's not a get rich quick scheme, and you have to be in it for the long haul if you're going to invest, and the market goes crazy sometimes. So have patience with that.